“When a work injury disrupts your life in Pittsburgh, Munley Law’s trusted personal injury lawyers are here to help you navigate the legal process and secure the compensation you deserve.”

Problems Involving Non-Subscriber Work Injury Claims

A non-subscribing company has but one legal defense tool it can use to try and defeat a personal injury claim, and it is called “sole proximate cause.” A nonsubscriber’s legal defense options are limited in this manner as a way of being punished for not purchasing workers’ compensation insurance. It can be exceedingly difficult for a non-subscriber to win a personal injury case as a result, and thus this can be a huge advantage to the plaintiff. Again, that is in no way meant to infer that winning such a case will be easy. As you will see, the sole proximate cause defense can lead to a highly emotional case that can leave lasting effects on both sides. More about workers compensation Law here

Sole Proximate Cause

The “sole proximate cause” defense means that the employer will maintain that you, the plaintiff, were solely responsible for the accident that caused your injury. If you were injured as a result of the accident, you were 100 percent to blame for your injury. If this case goes to trial, the employer will always try and use the sole proximate cause defense. As a result, prepare for personal attacks on your reputation, because your employer will basically do whatever it can to paint you as an irresponsible, incompetent employee.

Non-subscribers aren’t stupid enough to not have insurance. In fact, those policies can be quite expensive. Therefore, you can guarantee the insurance provider will aggressively work to protect that policy. Specialized operatives will be dispatched to try and defeat your claim. These highly-paid professionals aren’t like a typical insurance agent you may encounter after a little fender-bender. These are normally not very pleasant people to deal with. Their only purpose is to ensure you leave the courtroom with nothing so that their insurance company’s bottom line is protected.

Those agents are but one component of the insurance company’s defense team. The other component will be a team of well-trained and highly skilled defense lawyers who will work to prove you were the sole cause of the accident that injured you. The insurance company could not care less about what you’re going through, the bills that are piling up, and the pain you’re experiencing on a daily basis. All it cares about is making money, and you are in the way of that. In order for them to continue making a profit, insurance companies work to defeat claims like yours every week. The more claims they can defeat, the higher their profit margin. By employing the services of the experienced workers’ comp lawyers at our Law Office, you will have someone on your side working in your best interests to see that you get all of the compensation you deserve.